When you first bought your home and signed your insurance policy, you probably looked at that "Replacement Cost" number and thought, "Yep, that sounds about right." But that was years ago. Since then, the world has changed, costs have climbed, and maybe you’ve finally finished that basement or added a deck. At Tailored Insurance Solutions , we get this question all the time: “Dale, do I really need to mess with my replacement cost estimate? My home hasn't changed that much.”

Your chimney plays a crucial role in keeping your home safe, warm, and comfortable during the colder months. However, many homeowners...

Floods are among the most devastating natural disasters, capable of causing significant damage to homes, businesses, and infrastructure....

The homeowners insurance market in 2024 is a landscape marked by significant challenges and changes. As homeowners seek to protect their...

Renting an apartment, condo or house can be stressful. Obviously, you are going to focus on the location of the rental when you are...

Driving can be stressful to some people. Others have no worries about it. But I think we can all agree that winter driving can add some...

Fall has passed. We have moved along to winter. Some people associate winter with dead trees and bone-chilling cold. Others focus on...

The official first day of winter is right around the corner, but we have had some frigid overnight temperatures recently. If you're not...

The shimmer of the sun dancing on the carpet of frost in the crisp morning air. A rainbow of leaves float from tree to the ground. The...

When to Drop Comp/Collision One question that I am frequently asked is: "Should I drop 'full coverage?'" Usually, when people refer to...

Oh look. It's another insurance agency writing a thrilling blog. We know. We get it. Insurance is not usually a fun topic. But, it is...